What is The Home Depot Protection Plan and Do You Need It?

Dec 11, 2021 | 0 Votes by Mel - rate Your vote
Protect your investment when shopping at The Home Depot by taking advantage of the wide range of The Home Depot Protection Plans underwritten by Allstate. The Home Depot Protection Plans offer the individual protection coverage you need on items you purchase exclusively from The Home Depot to ensure peace of mind against failures or breakdowns. Time to Buy - What is The Home Depot Protection Plan and Do You Need It?

Pretty much all of us who rent or own homes have encountered having an appliance or home improvement product fail on us within a warranty period once or twice in our lives and always remember what a hassle it is dealing with the problem, not to mention the money swirling down the drain as a result.

That’s why it makes perfect sense to protect your investment when shopping at The Home Depot by taking advantage of the wide range of The Home Depot Protection Plans underwritten by Allstate. The Home Depot Protection Plans offer the individual protection coverage you need on items you purchase exclusively from The Home Depot to ensure peace of mind against failures or breakdowns during normal use by either repairing or replacing it or reimbursing you for the cost of the item. The Home Depot Protection Plans cover dozens of product categories, such as major appliances, power tools, small appliances, home electronics, water heaters, and much more.

The best time to purchase a The Home Depot protection plan is at the point of purchase, in store or online. You don’t have to purchase a protection plan or extended warranty right away, however, since your eligible product can still qualify for extended protection by purchasing a plan at least 90 days from the date of purchase. Furthermore, if you added the plan to your eligible purchase and changed your mind, you also have up to 90 days from the product’s purchase date to cancel the plan for a full refund (if you cancel your plan after 90 days, you will receive a pro-rated refund of the plan purchase price).

Upon purchasing a Protection Plan, managing your warranty is easy as well. Simply visit hdprotectionplan.com to view your products, manage your plans, file claims and track any existing claims.

The Home Depot Protection Plans from Allstate are available for most of your everyday purchases large and small, and range in price from $3 to $900 (depending on the type of plan, product price range, and period of coverage (usually 2 to 5 years) including: Major Appliances, Furniture, Building Materials, Power Tools, Hardware Tools, Grills, Mowers, Small Appliances, Area Rugs, Plumbing, Home Electronics, Smart Home, Power Equipment, Water Heaters, Generators, Exercise Equipment, Holiday Décor, Fireplaces, Lawn & Garden, Garage, Doors & Openers, Bath, Lighting, Flooring, and more.

These plans are meant to extend and/or supplement the protection of your The Home Depot purchases on top of the manufacturer’s warranty accompanying most major appliances and products that usually lasts one year from the date of purchase and covers product defects, breakdowns, plus mechanical and electrical failures. If there is an issue during this time that is covered by the appliance warranty, you will be referred to the manufacturer for service. If there is an issue that is not covered by the warranty but is included in your The Home Depot Protection Plan, the plan will cover it.

The Home Depot offers two main types of Protection Plans: Major Appliance and General Merchandise.

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Major Appliance Protection Plans start the day your appliance is delivered and includes benefits such as: 24-hour support online at hdprotectionplan.com or by calling 1-800-HOME-DEPOT; premium tech support for smart appliances; 2-Day Service Guarantee in Top 100 Metro Areas (3-Day Service Guarantee in Other Areas); 50% reimbursement for select preventative maintenance parts; 50% reimbursement for select cosmetic parts replacements; up to $300 coverage per claim of spoiled food caused by mechanical failure of a protected appliance; power surge protection; and no cost to transfer plan to new appliance owner

Additional coverage after the manufacturer’s warranty ends include: mechanical and electrical failures plus product breakdowns during normal use; 2-Day Service Guarantee in Top 100 Metro Areas (3-Day Service Guarantee in Other Areas), otherwise you'll receive a $50 check or The Home Depot eGift Card and they’ll still repair or replace your appliance ASAP; 2 to 4-hour service appointment windows; real-time repair tech tracking so you know exactly where they are and when they’ll arrive; No Lemon Policy (if a covered item has two service repairs for the same issue and a third is needed during the protection plan term, you will be eligible for a replacement or we'll reimburse you for one—original purchase price plus tax—in the form of a The Home Depot eGift Card; No Service Claim Reward: 30% reimbursement of plan price with a check or The Home Depot eGift Card if you don’t file a service claim during your plan term.

You can visit hdprotectionplan.com for full Terms & Conditions or to file a claim. Do note that total preventative maintenance parts and cosmetic parts replacements reimbursements cannot exceed $500 per plan for major appliances; and accidental damage, intentional damage, loss, and theft are not covered.

General Merchandise Protection Plans, on the other hand, cover things like power tools, outdoor equipment, patio, grills and more. Most products come with a manufacturer’s warranty that lasts 90 days to one year from the date of purchase and covers product defects, breakdowns, plus mechanical and electrical failures. If there is an issue during this time that is covered by the warranty, you will be referred to the manufacturer for service. If there is an issue that is not covered by the warranty but is included in your The Home Depot Protection Plan, the plan will cover it.
After the manufacturer’s warranty expires, your item is covered by your The Home Depot Protection Plan for 2 or 3 years (water heaters for 5 years).

General Merchandise Protection Plan benefits include: purchase protection for an additional 3 or 2 Years beyond the Manufacturer’s Warranty; premium Tech Support for Smart Home and Wi-Fi-enabled devices; fast repairs or replacements; easy online claims available 24/7; No Lemon Policy; and no deductibles or hidden fees. Visit hdprotectionplan.com for full Terms & Conditions. Accidental damage, intentional damage, loss, and theft are not covered.

A lot of things and events in our lives require or strongly advise the purchase of insurance policies and plans to protect them in cases of adverse situations. We may think that our home purchases aren’t part of those priorities, but when you add them all up, they actually take up a significant part of our financial investment. For just a few extra dollars, consider extending your appliances’, home improvements’, and furniture’s warranties by purchasing a Home Depot Protection Plan today and be ready for any crisis that may spring up.

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