Choice Home Warrantyby Mel Jun 30, 2021 | 0 Votes | 69 Bought | 0 Reviews - rate One of the biggest and most affordable home warranty vendors in the USA, Choice Home Warranty is a residential service plan offering comprehensive protection against the high costs of repair or replacement of properly maintained major systems and appliances. Buy Now Similar Brands Bought
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Choice Home Warranty is a residential service plan offering comprehensive protection against the high costs of repair or replacement of properly maintained major systems and appliances. One of the biggest home warranty vendors in the USA, it is also among the most affordable, doesn’t require a home inspection, and offers one month free with an annual subscription.
What to Buy
Unlike homeowner’s insurance, which covers the loss of the home and its contents due to fire or certain natural disasters, a home warranty, as defined by the Cornell Legal Information Institute, is “a service contract that covers a major housing system–for example, plumbing or electrical wiring–for a set period of time”. Since the average household has a dozen or so critical housing and appliance systems in operation, home warranty contracts are designed to protect home owners from the high repair costs associated with unexpected appliance breakdowns and system failures such as backed up plumbing and air conditioning issues—potentially saving you thousands of dollars a year.
For example, according to the Consumer Expenditure Survey, U.S. Census, homeowners spend an average of $900 each year to repair home systems and appliances while MSN Real Estate estimates that it costs $3,000 annually to maintain a $300,000 home.
Choice Home Warranty offers extensive protection plans that cover potential liabilities for as low as $495 a year. It also touts its knowledgeable service technicians and 24/7 customer service to address your covered home repair needs swiftly and efficiently. Many home warranty companies assign your claim to a clerk in a large department after which processing may take several business days. With CHW, their helpful, dedicated team guarantees action on your service request within 24-hours of receipt and helps you with any questions that you may have.
To start protecting your home, budget, and time from the hassles of sudden household system and appliance breakdowns, simply go to ChoiceHomeWarranty.com and click on the Get A Free Quote button on their home page after which you will fill out a form with your contact information and home details. As soon as a CHW sales representative gets back to you to discuss the specifics of your contract, you will be able to choose a custom plan that best suits your home. No prior need for a home inspection!
Custom Home Warranty’s Basic Plan covers all of your house’s critical systems as well as several appliances, including: Plumbing, Heating Systems and Ducts, Electrical, Water Heaters, Kitchen Appliances (oven, range, stove, cook top, dishwasher, and built-in microwave), Garbage Disposal, Whirlpool Bathtub, Plumbing Stoppage, Garage Door Opener, Exhaust Fans, and Ceiling Fans.
Their Total Plan, however, is a better value as it also covers the warranty and repair of heavily used appliances with larger motors, such as your Air Conditioner, Refrigerator, Clothes Washer, and Clothes Dryer -- on top of all the benefits of the Basic Plan.
What’s more, you can customize your plan to include coverage of optional items such as: Pool and spa (up to two units), Septic System and Septic Tank Pumping, Central Vacuum System, Well Pump, Sump Pump, Roof Leaks, Second Refrigerator and Stand-alone Freezer.
The Basic Plan costs $41.69 monthly or $495 annually (12 months + 1 month FREE). The Total Plan, on the other hand, costs $50.00 monthly or $600 annually (12 months + 1 month FREE). Coverage limits range from $200 to $1,500 depending on the appliance/service and, for every claim made, a $85.00 co-pay Service Call Fee will be charged regardless of plan purchased (which can be reduced further with special discounts and promo codes).
Optional coverages for Pool/Spa, Second Refrigerator, Standalone Freezer, Septic Systems, etc. will cost between $30.00 and $160.00 for each individual addition.
Choice Home Warranty accepts clients from all major USA states with the exception of California, Oklahoma, and Washington state. Purchase of a Choice Home Warranty becomes effective 30 days after contract signing. In case you change your mind, there is a 30-day period in which you can cancel the contract with a full refund minus a $50 cancellation fee. Contracts are automatically renewed annually, also with a rather generous grace period of 30 days to cancel.
Another benefit of a Choice Home Warranty plan is that—unlike other companies that charge on average $11 per contract transfer—it can be transferred to a new owner an unlimited number of times absolutely FREE of charge. CHW also does not impose an annual maximum on payouts (which it applies on a per item basis instead).
Furthermore, Choice Home Warranty enables clients to file a claim through an online form or via telephone and guarantees processing of requests within 24 hours of submission. They also do not require a home inspection. The repair time frame is 2 business days or 4 days during weekends and holidays. Emergency service is also available with customer representatives available 24/7 by phone to attend to your concerns.
In case the repair fails, there is a FREE re-service period of 30 days for labor and 90 days for parts (while the industry average is 75 days). Second opinions are also offered free of charge.
Is It Time to Buy?
Protect your household investments and potentially save thousands of dollars by purchasing a Choice Home Warranty plan. With one of the lowest annual premiums in the industry, comprehensive coverage, no transfer fees, easy claim filing, fast and reliable service, and affordable plan pricing, you’ll have optimum peace of mind and a stress-free experience against household breakdowns for just $41.69 a month.